I don't collect titles. I build things that either work or teach me something worth knowing. What follows is the honest record, five ventures across lending, AI, product, investing, and sustainability, each with a real problem behind it and a real outcome I can point to.

Desert Rock Capital is a licensed Utah consumer lender and a pioneer in the space, run by my family for more than 25 years. I lead its shift into an AI-first company, replacing a traditional contact center with AI-driven systems across communication, marketing, lead management, CRM, and customer engagement. My job is to keep the operation lean and the growth real, not to bolt technology on for its own sake.
Onshore AI is a turnkey company that builds, trains, and deploys AI-driven sales teams for businesses with B2C customers. We centralize and scale inbound and outbound communication so a small operation can sell like a large one. The focus is lending, SaaS, and e-commerce, where the phones never stop and the payroll math never quite works.

ClockWork is a subscription app and web portal that runs payroll, attendance, and HR for household staff, the cook, driver, maid, nanny, and guard who keep a home running. It is India-first, built for a market where this work is real, common, and almost entirely unmanaged. Payroll, attendance, and HR for your household staff, in one place.
At Mountain Rock Capital I do the quiet work behind capital decisions, in-depth financial modeling and market research across real estate, fintech, and private credit. I prepare investment memos and scenario analyses that give decision-makers a clear view of the downside before they commit. The goal is fewer surprises, not louder opinions.
Husking Pollution Initiative turned agricultural waste, rice husk that would otherwise be burned, into school furniture for children who had none. I raised the funds, ran operations, and partnered with NGOs and schools across Delhi and Montreal to design, build, and donate the desks. It started as a problem I could see from a window and became a working supply chain.
I’m happy to talk through any of these in depth, or let my AI assistant answer first.
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